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CBB Canada

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Refund Policy

Overview & our commitment

CBB Canada (Care Beyond Borders Canada) is a registered Canadian charitable organization. Every donation we receive is a trust placed in us. We promise to handle each gift, and any request to correct or refund it, promptly and fairly.

This policy describes the circumstances in which a donation may be refunded, how to request a refund, how long it takes, and what a refund means for any tax receipt you may have received. It applies to donations made through our website, which are processed by our payment partner, Fundraise Up, as well as to gifts made by other methods where noted.

Please note: This is a template policy prepared as a starting point. CBB Canada should have it reviewed and approved by qualified Canadian legal counsel, and confirmed against current CRA (Canada Revenue Agency) guidance and PIPEDA privacy requirements, before it is published or relied upon.

General donation refund policy

Donations to CBB Canada are voluntary gifts made to support our charitable programs at home and around the world. Once a gift is received, funds are committed to programming and our work begins. For this reason, donations are generally final and non-refundable.

We do, however, recognize that genuine mistakes happen. We will review every refund request in good faith and, where a request is valid, we will correct the error promptly. Refunds are typically considered in situations such as:

  • An accidental, unintended or duplicate donation;
  • An incorrect amount entered in error (for example, an extra digit or a wrong decimal);
  • A donation made without authorization (such as an unrecognized charge on your card);
  • A technical or processing error that resulted in you being charged more than once or more than intended.

Refunds are not normally provided simply because a donor has changed their mind after a gift has been received and put to work. Even so, we will always listen and treat each request on its merits.

How to request a refund

If you believe a refund is warranted, please contact us within 15 business days of the transaction so we can locate and review it quickly. Requests made after this window will still be considered, but may be more difficult to verify and process.

To help us help you, please include where possible:

  • The full name on the donation;
  • The donation amount and the date of the transaction;
  • The donation or receipt reference number (shown on your email confirmation or receipt);
  • A brief description of the reason for your request.

You can reach our donor care team at:

  • Email: [email protected]
  • Phone: +1 (647) 980-9114
  • By mail: CBB Canada, 547 Belmont Ave W, #803, Kitchener, ON N2M 5G9

For your security, please do not send full credit card numbers or other sensitive payment details by email. We will verify your identity and gather any further information we need through a secure channel.

Processing time & how refunds are issued

Once a refund is approved, we aim to start it within 5 to 10 business days. Wherever possible, the refund goes back to the original payment method used for the donation (for example, the same credit card or bank account).

After we issue the refund, the time it takes to appear on your statement depends on your bank or card provider. That is usually a further 5 to 10 business days, and occasionally up to one full billing cycle. Refunds are issued in Canadian dollars (CAD). If your card is denominated in another currency, the amount you see may differ slightly from the original charge because of exchange-rate changes and any fees your provider applies, and those are outside our control.

Because our online donations are handled by Fundraise Up, some refunds are processed through their secure platform. We will keep you informed at each step and send written confirmation once a refund has been issued.

Recurring & monthly donations

Monthly and other recurring gifts are the steady backbone of our work, letting us plan and sustain programs over time. You are always in control of a recurring gift and may pause, change or cancel it at any time, with no penalty.

You can manage a recurring donation by:

  • Using the self-service link in any of your donation receipt or reminder emails, which lets you update the amount, payment method or frequency, or cancel; or
  • Contacting our donor care team by email or phone, and we will action your request for you.

To make sure your instruction takes effect before the next scheduled charge, please allow at least 3 business days before your usual billing date. A cancellation stops future instalments; it does not automatically refund instalments already collected. Past instalments are treated under the general refund policy above, and we are glad to review any charge you did not intend.

Duplicate or erroneous transactions

Sometimes a technical glitch, a double click at checkout, or a processing error charges you more than once for the same gift, or charges an amount you did not intend. If that happens, tell us and we will promptly refund the difference.

We also keep an eye out for clearly duplicated transactions. Where we spot an obvious error on our side, we may issue a correcting refund without waiting for you to ask, and we will always notify you when we do. If you ever see a charge from CBB Canada that you do not recognize, contact us right away so we can investigate together.

Tax receipts & the impact of a refund

As a registered Canadian charity, we issue official tax receipts for eligible gifts in accordance with CRA (Canada Revenue Agency) rules. A refund directly affects any receipt already issued for that donation.

  • Full refund: the related tax receipt is cancelled and is no longer valid for claiming a charitable tax credit.
  • Partial refund: the receipt is adjusted (or cancelled and reissued) to reflect only the amount actually retained as a gift.

If you have already filed a tax return that includes a credit for a donation that is later refunded, you may need to adjust your return with the CRA. We recommend keeping our cancellation or amended-receipt notice with your tax records, and consulting a tax professional about your specific situation. CBB Canada does not provide tax advice.

Privacy of your information

Any personal and payment information you share when requesting a refund is handled in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and our Privacy Policy. We use it only to verify and process your request, to keep accurate donation and receipting records, and to meet our legal and regulatory obligations.

Payment details are processed securely by our payment partner, Fundraise Up; we do not store full card numbers on our own systems.

Changes to this policy & how to reach us

We may update this Refund Policy from time to time to reflect changes in our practices, our payment processing, or applicable law. The current version, with its “last updated” date, will always be available on this page.

Questions about a donation, a refund, or this policy are always welcome. Our donor care team is here to help:

  • Email: [email protected]
  • Phone: +1 (647) 980-9114
  • Mail: CBB Canada, 547 Belmont Ave W, #803, Kitchener, ON N2M 5G9

Terms & Conditions

1. Acceptance of these terms

Please note: this page holds sample template text drafted for a Canadian registered charity. Treat it as a working starting point. It should be reviewed and approved by qualified legal counsel before CBB Canada relies on it or publishes it live.

These Terms & Conditions (the “Terms”) govern your access to and use of the CBB Canada website, its content, forms and any related services we make available online (together, the “Site”). By accessing, browsing or otherwise using the Site, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference.

If you do not agree with any part of these Terms, please do not use the Site. We may also post additional terms that apply to specific activities (for example, fundraising campaigns or events); where they apply, those terms form part of this agreement.

2. About CBB Canada

CBB Canada (Humanity Knows No Borders) is a registered Canadian charitable organization. We run humanitarian relief and community programs both internationally and here in Canada. That work includes clean water, food, education, medical care, support for orphans and widows, and emergency response.

  • Charitable registration: 72517 8552 RR0001 (as registered with the Canada Revenue Agency).
  • Registered office: 547 Belmont Ave W, #803, Kitchener, ON N2M 5G9.
  • Contact: [email protected] · +1 (647) 980-9114.

References to “we”, “us” and “our” mean CBB Canada. References to “you” mean the individual or organization accessing the Site.

3. Use of the website (acceptable use)

You may use the Site for lawful, personal and non-commercial purposes connected with learning about, supporting or donating to CBB Canada. You agree not to use the Site in any way that is unlawful, harmful or that could damage, disable, overburden or impair it. In particular, you agree not to:

  • attempt to gain unauthorized access to any part of the Site, its servers, or any connected systems or networks;
  • introduce viruses, trojans, worms, or other material that is malicious or technologically harmful;
  • use any automated system, robot, scraper or data-mining tool to access, copy or harvest content or personal data from the Site;
  • impersonate CBB Canada, our staff or volunteers, or misrepresent your affiliation with us, including for fraudulent fundraising;
  • post or transmit content that is defamatory, obscene, discriminatory, or that infringes the rights of any third party; or
  • use the Site in any manner that breaches applicable Canadian federal or provincial law, or the laws of any jurisdiction from which you access it.

We reserve the right to restrict or withdraw access to the Site, or to any feature within it, at our discretion and without notice where we reasonably believe these Terms have been breached.

4. Donations & payments

Online donations to CBB Canada are processed securely by our third-party payment provider, Fundraise Up, and its underlying payment processors. When you make a gift you also agree to Fundraise Up’s applicable terms and to the relevant card-network and payment-processor terms. All amounts are shown and charged in Canadian dollars (CAD) unless stated otherwise.

  • One-time gifts are charged once at the time you confirm your donation.
  • Recurring (monthly) gifts continue to be charged on a regular schedule until you cancel. You can change or cancel a recurring gift at any time by contacting us at [email protected] or through the management link in your donation confirmation email.
  • Designations. Where you choose to support a specific program or appeal, we apply your gift to that purpose. If a program is fully funded or cannot proceed, we will direct your gift to the area of greatest need in keeping with our charitable objects and CRA requirements.
  • Official tax receipts. Eligible donations are tax-receipted in Canada. We issue official tax receipts in accordance with Canada Revenue Agency (CRA) rules; please ensure the name and email you provide are accurate so your receipt reaches you.
  • Errors & refunds. If you believe a donation was made in error or for an incorrect amount, contact us promptly and we will work with you to resolve it in line with our refund practices and CRA guidance.

CBB Canada does not store your full card details on the Site; payment data is handled by our PCI-compliant payment provider. Please see our Privacy Policy for how we handle the personal information associated with your donation under Canada’s PIPEDA and applicable provincial privacy laws.

5. Intellectual property

The content on the Site is owned by CBB Canada or its licensors and is protected by Canadian and international copyright, trademark and other intellectual-property laws. This covers text, graphics, logos, the CBB Canada name and marks, photographs, illustrations, icons, audio, video, page layout, and software.

You may view, download and print content from the Site for your own personal, non-commercial use, provided you keep all copyright and proprietary notices intact. You may not otherwise reproduce, republish, distribute, modify or create derivative works from any part of the Site without our prior written permission. The CBB Canada name, logo and tagline (Humanity Knows No Borders) may not be used without our consent, including in any way that suggests endorsement or affiliation that does not exist.

6. Third-party links & services

The Site may contain links to third-party websites, platforms and services, such as our payment provider Fundraise Up, social-media channels, partner organizations, and mapping or video services. These links are provided for your convenience only.

We do not control and are not responsible for the content, products, privacy practices or availability of third-party sites or services. The inclusion of a link does not imply our endorsement. Your use of any third-party site or service is at your own risk and is governed by that third party’s own terms and policies, which we encourage you to review.

7. Disclaimers & “as is”

We work to keep the Site accurate, helpful and available. However, to the fullest extent permitted by law, the Site and all content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the Site or its servers are free of viruses or other harmful components. Content, including program descriptions, statistics and impact figures, is provided for general information and may change; some figures shown on the Site are illustrative and to be confirmed. Nothing on the Site constitutes professional, legal, financial or tax advice.

8. Limitation of liability

To the fullest extent permitted by applicable law, CBB Canada and its directors, officers, employees, volunteers and agents will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, revenue, goodwill or anticipated savings, arising out of or in connection with your access to, use of, or inability to use the Site. This applies whether the claim is based in contract, tort (including negligence) or any other legal theory, and even if we have been advised of the possibility of such damages.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or for death or personal injury caused by negligence. Where our liability cannot be excluded but can be limited, it is limited to the maximum extent permitted by law.

9. Indemnity

You agree to indemnify, defend and hold harmless CBB Canada and its directors, officers, employees, volunteers and agents from and against any claims, liabilities, damages, losses and reasonable expenses (including legal fees) arising out of or related to your breach of these Terms, your misuse of the Site, or your violation of any law or the rights of a third party.

10. Governing law & jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter are governed by and construed in accordance with the laws of Canada and the laws of the province in which CBB Canada maintains its registered office, without regard to conflict-of-laws principles. You agree to submit to the exclusive jurisdiction of the courts of that province for the resolution of any dispute, subject to any mandatory rights you may have under applicable consumer-protection law.

11. Changes to these terms

We may update or amend these Terms from time to time to reflect changes in our services, the law or best practice. When we do, we will revise the “last updated” date shown on this page. We may also highlight material changes on the Site. Your continued use of the Site after changes take effect constitutes your acceptance of the revised Terms, so it is worth checking this page now and then.

12. Contact us

If you have any questions about these Terms, your donation, or your use of the Site, please get in touch. We’re happy to help.

  • Email: [email protected]
  • Phone: +1 (647) 980-9114
  • Mail: CBB Canada, 547 Belmont Ave W, #803, Kitchener, ON N2M 5G9

Privacy Policy

Overview & scope

CBB Canada (“CBB Canada”, “we”, “us” or “our”) is a registered Canadian charitable organization. We are committed to protecting the privacy of our donors, supporters, volunteers and website visitors. This Privacy Policy describes how we collect, use, disclose and safeguard the personal information you provide when you interact with us — including through our website, online donations, newsletter and other communications.

We handle personal information in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation. By using our website or providing us with your information, you consent to the practices described in this policy.

Please note: This document is provided as a thorough sample template and should be reviewed and approved by qualified legal counsel before CBB Canada relies on it publicly, to ensure it accurately reflects the organization’s actual data practices and current Canadian legal requirements.

Information we collect

We collect personal information that you give us voluntarily, plus some technical information gathered automatically when you visit our website. Depending on how you engage with us, this may include:

  • Donation information. When you give online, our payment partner Fundraise Up collects your name, email address, billing address, donation amount, gift frequency (one-time or monthly) and payment details to process your contribution and issue your official tax receipt.
  • Newsletter sign-ups. Your name and email address when you subscribe to receive updates, appeals and impact stories from us.
  • Contact and enquiry forms. Your name, email, phone number and the contents of any message you send us through our website or by email.
  • Volunteer, event and partnership interest. Information you submit when you express interest in volunteering, fundraising, attending an event or partnering with us.
  • Website usage data. Technical and analytics information such as your IP address, browser type, device information, pages visited, referring URLs and the dates and times of your visits — collected via cookies, Google Analytics and Google Tag Manager (GTM).

We do not knowingly collect sensitive personal information (such as health, religious or political details) unless you choose to share it with us — for example, in the message field of a contact form.

How and why we use your information

We use the personal information we collect only for the purposes for which it was provided, or for closely related purposes, including to:

  • Process your donations and issue official, tax-receipted acknowledgements that comply with Canada Revenue Agency (CRA) requirements;
  • Administer recurring (monthly) gifts and notify you of changes to your giving;
  • Send you newsletters, appeals, impact reports and other communications you have asked to receive;
  • Respond to your enquiries, requests, feedback and complaints;
  • Steward our relationship with you and acknowledge your support;
  • Understand how our website is used so we can improve its content, performance and accessibility;
  • Comply with our legal, regulatory, accounting and reporting obligations as a Canadian registered charity.

We rely on your consent and on our legitimate operational needs as a charity to process your information. You may withdraw your consent to non-essential uses (such as marketing emails) at any time — see your rights below.

Payment processing & third-party service providers

Online donations to CBB Canada are processed securely by Fundraise Up, our donation platform, together with its underlying payment processors. When you make a gift, your payment information is collected and handled directly by Fundraise Up under its own privacy and security standards. CBB Canada does not store complete payment card numbers on its own systems.

We work with trusted third-party service providers to help us run day to day. These may include providers of donation processing, email and newsletter delivery, website hosting, customer relationship management and analytics. These providers are authorized to use your personal information only as necessary to provide services to us, and are required to protect it.

  • Fundraise Up — donation processing and receipting. See the Fundraise Up Privacy Policy.
  • Google Analytics & Google Tag Manager — website analytics and tag management. See Google’s Privacy Policy.

We do not sell, rent or trade your personal information to any third party for their own marketing purposes.

Email & newsletter communications

If you subscribe to our newsletter or otherwise opt in to receive updates, we will send you emails about our programs, appeals, events and the impact of your support. We send these communications in accordance with Canada’s Anti-Spam Legislation (CASL).

Every marketing email we send includes a clear unsubscribe link. You can withdraw your consent to receive marketing communications at any time by clicking that link, or by emailing us at [email protected]. Please note that even if you opt out of marketing emails, we may still send you essential transactional messages, such as donation confirmations and tax receipts.

Cookies & analytics

Our website uses cookies and similar technologies to function correctly, remember your preferences and understand how visitors use the site. A cookie is a small text file stored on your device by your web browser.

  • Essential cookies are necessary for the website and donation flow to operate.
  • Analytics cookies — set via Google Analytics and Google Tag Manager — help us measure traffic and improve the experience. The data is generally aggregated and used to understand trends, not to identify you personally.

You can control or delete cookies through your browser settings, and you can disable analytics tracking. Blocking some cookies may affect how parts of the website work. Where required, we will seek your consent before setting non-essential cookies.

Data retention & security

We retain your personal information only for as long as is necessary to fulfil the purposes for which it was collected, to maintain our donor and financial records, and to meet our legal and regulatory obligations. In particular, donation and tax-receipt records are kept for the period required by the Canada Revenue Agency.

We take reasonable physical, technical and administrative safeguards to protect your personal information against loss, theft, unauthorized access, disclosure, copying, use or modification. These measures include restricted access, encryption of data in transit, and the use of reputable, secure service providers such as Fundraise Up. However, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.

Sharing & disclosure of information

We treat your personal information as confidential and share it only in limited circumstances:

  • With service providers who perform functions on our behalf (for example, payment processing, email delivery or hosting), under appropriate confidentiality obligations;
  • Where required by law — for example, to comply with a court order, the Canada Revenue Agency or other lawful request from a regulatory or government authority;
  • To protect rights and safety — where necessary to protect the rights, property or safety of CBB Canada, our supporters or others;
  • In a reorganization — in the unlikely event of a merger, amalgamation or transfer of our operations, subject to appropriate privacy protections.

We do not sell or rent your personal information, and we do not share it with third parties for their independent marketing purposes.

Your privacy rights (PIPEDA)

Under PIPEDA and applicable provincial privacy laws, you have rights regarding your personal information, including the right to:

  • Access the personal information we hold about you and request an explanation of how it is used;
  • Correct information that is inaccurate or incomplete;
  • Withdraw consent to certain uses of your information, such as marketing communications (subject to legal and contractual restrictions);
  • Request deletion of your information where we are not required to retain it by law;
  • Ask questions or make a complaint about how we handle your personal information.

To exercise any of these rights, please contact us using the details in the contact section below. We will respond within a reasonable timeframe. If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner of Canada.

Children’s privacy

Our website and services are intended for a general adult audience and are not directed at children. We do not knowingly collect personal information from children without the consent of a parent or guardian. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it.

International data transfers

Some of our service providers — including our donation platform and analytics providers — may store or process your personal information on servers located outside Canada, including in the United States. Where information is transferred to or processed in another country, it may be subject to the laws of that jurisdiction and accessible to its courts, law enforcement and regulatory authorities. We take reasonable steps to ensure that any provider handling your information offers a comparable level of protection to that required under Canadian privacy law.

Changes to this policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements or the services we offer. When we make material changes, we will revise the “Last updated” date shown on this page and, where appropriate, notify you. We encourage you to review this policy periodically. Your continued use of our website after any update constitutes acceptance of the revised policy.

How to contact us

If you have any questions, requests or concerns about this Privacy Policy or how we handle your personal information, please contact our privacy team:

  • CBB Canada
  • Email: [email protected]
  • Phone: +1 (647) 980-9114
  • Address: 547 Belmont Ave W, #803, Kitchener, ON N2M 5G9

We will do our best to answer your enquiry promptly and with care.

Donor Bill of Rights

Our commitment to donors

Philanthropy is based on voluntary action for the common good. It is a tradition of giving and sharing that is primary to the quality of life. To ensure that philanthropy merits the respect and trust of the general public, and that donors and prospective donors can have full confidence in the not-for-profit organizations and causes they are asked to support, CBB Canada declares that all donors have the rights set out below.

We are committed to transparency, accountability and treating every supporter with honesty and respect — before, during and long after a gift is made.

Placeholder content: this Donor Bill of Rights is provided as a starting point, adapted from the widely used Donor Bill of Rights. CBB Canada should review and finalize the wording before it is published.

Your rights as a donor

As a donor or prospective donor of CBB Canada, you have the right:

  • To be fully informed of the organization’s mission, of the way the organization intends to use donated resources, and of its capacity to use donations effectively for their intended purposes.
  • To know that your donation will be used for the purpose for which it was given.
  • To know that complaints will be taken seriously, handled promptly, and that responses will be sent swiftly.
  • To receive prompt and accurate answers to your questions.
  • To be provided with reports on the way that funds have been spent.
  • To be treated professionally and with respect during fundraising campaigns.
  • To choose to be excluded from any future solicitations.
  • To expect that there is a fair and proper balance between the interests of donors and the aims and objectives of CBB Canada.
  • To know whether an individual soliciting funds is a volunteer, an employee, a hired solicitor or other.
  • To have the right to remain anonymous.
  • To know that donor names will never be sold.
  • To request that your name not be exchanged for fundraising purposes.

Questions about your rights

If you have any questions about these rights, a gift you have made, or how we handle your information, our donor care team is always glad to help:

  • Email: [email protected]
  • Phone: +1 (647) 980-9114
  • Mail: CBB Canada, 547 Belmont Ave W, #803, Kitchener, ON N2M 5G9

You can also read our Privacy Policy, Terms & Conditions and Refund Policy.